Monthly income,secured by real estate.
Invest into a portfolio of senior secured real estate loans.
What is the right investment to replace a paycheck?
Between flipping homes, running apartment buildings, and developing ground-up projects, our founders kept coming back to lending: yield, consistency, & collateral.
DeMok puts your capital to work in short-term residential real estate projects. Our team sources, underwrites, and manages loans to deal sponsors, focusing on first-position mortgages. Interest and fees flow through the fund, to you.
How You Earn
Average borrower interest
Average origination fee
Average completed loan length
Interest and origination fees flow into the fund. After expenses, available income supports investor distributions, with a portion of profits shared with the manager.
How We Protect Capital
Why a first-position mortgage?
Our principal and interest have repayment priority over junior lenders and the deal sponsor's equity.
Loan-to-after-repair value
We lend below the property's estimated completed value, leaving a buffer to help protect principal if prices fall or a project faces setbacks.
Credit committee approval
Every loan requires credit committee approval before it funds.
Who We Are
Five partners with diverse experience across real estate lending, structured finance, construction, and engineering.
Our team has 33.7% of the fund's invested capital alongside yours.

Andrew Mokotoff
Chief Executive OfficerStructured CLOs at Anchorage Capital, worked in technology at JPMorgan, and built AI systems at Amazon. Computer science degree from WPI. Several successful ground-up developments completed in Brooklyn, New York.

Patrick Vertucci
Chief Operating Officer25+ years in lending and real estate. Founded Centrifund; previously Chief Lending Officer and Partner at Spectra. Experience across 200+ residential assets. Leads credit and chairs DeMok's credit committee.

Anthony DeFilippis
Chief Financial OfficerTraded derivatives at Goldman Sachs and structured debt at Patton Logistics. Master's in quantitative finance from Stevens Institute. Former active house flipper.

Jim Kerns
Chief Revenue Officer22+ years in private lending, overseeing hundreds of transactions. Head of Originations at CentriFund. Brings borrower relationships, origination experience, and construction expertise to DeMok.

TJ Burns
Chief Growth OfficerMultifamily fund partner and private credit fund manager with $15M of investor capital managed. Former engineer at Amazon. Mechanical engineering degree from MIT.
FAQ
Calculate your projected income.
Illustrative first-year earnings
$31,667Illustrative 5-year earnings
$158,333
