Terms of Service

1. Acceptance of Terms

By accessing or using our services, you agree to these Terms and any additional terms applicable to specific services. If you do not agree, you may not use our services.

2. Eligibility

To use our services, you must:

• Be at least 18 years old.
• Provide accurate and complete information during the application process.
• Comply with all applicable laws and regulations.

3. Our Services

DeMok Capital provides lending services, including personal and business loans. All loans are subject to approval based on creditworthiness and other factors. Loan terms and conditions will be provided in a separate agreement specific to your loan.

4. Your Responsibilities

You agree to:

• Use our services only for lawful purposes.
• Provide truthful and accurate information in your application and communications.
• Make timely payments as outlined in your loan agreement.
• Notify us immediately of any changes to your contact information.

5. Prohibited Activities

You may not:

• Use our services for illegal or unauthorized purposes.
• Provide false or misleading information.
• Interfere with or disrupt the security or functionality of our services.

6. Fees and Payments

Details about loan fees, interest rates, and payment schedules will be provided in your loan agreement. Late payments or defaults may result in additional fees and impact your credit score.

7. Disclaimers

• No Guarantee of Loan Approval: Loan approval is subject to our review process. Submission of an application does not guarantee approval.
• As-Is Basis: Our services are provided "as is" without warranties of any kind, express or implied, including merchantability or fitness for a particular purpose.

8. Limitation of Liability

To the extent permitted by law, DeMok Capital is not liable for:

• Any indirect, incidental, or consequential damages.
• Losses resulting from your use of or inability to use our services.
• Errors or delays caused by third parties.

9. Indemnification

You agree to indemnify and hold DeMok Capital harmless from any claims, damages, or losses arising from your use of our services, violation of these Terms, or violation of any applicable laws.

10. Termination

We may terminate or suspend your access to our services at any time for any reason, including violation of these Terms or applicable laws.

11. Governing Law

These Terms are governed by the laws of the State of New York, without regard to its conflict of law provisions.

12. Dispute Resolution

Any disputes arising out of or relating to these Terms will be resolved through binding arbitration in accordance with the rules of the American Arbitration Association, unless prohibited by law.

13. Changes to Terms

We may update these Terms from time to time. Changes will be effective upon posting on our website, and your continued use of our services indicates acceptance of the updated Terms.

14. Contact Us

If you have questions about these Terms, please contact us at: